To get started, we looked at existing research and data that First Direct had on the target audience, as well as doing our own user research. We ran focus groups with 12 participants, all within the 16-18 age range, to better understand how they used banking apps and what features they found helpful. From this research, we discovered that young people wanted an app that was easy to navigate, without unnecessary financial jargon. Money organisation tools, like “jars” or “pots” for saving, were really popular with the target audience.
We also had access to existing quantitative data from First Direct existing services, which helped us understand the behaviours of users already familiar with their digital platforms. This gave us a solid foundation to build from.